Comments on: Bill Me Later Should Warn Users of its Credit Score Impact http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/ A production of FiLife, a new personal-finance site that goes live later this year. Thu, 04 Dec 2008 02:22:28 +0000 http://wordpress.org/?v=2.6.2 By: Stan http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12581 Stan Fri, 28 Nov 2008 02:51:53 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12581 Bill Me Later, please? The work is towering of stench i cannot grasp on Tuesday. Bill Me Later, please? The work is towering of stench i cannot grasp on Tuesday.

]]> By: Sandra Whitmer http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12575 Sandra Whitmer Mon, 24 Nov 2008 18:17:42 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12575 This is my first time using the company.I got quick service as far as getting approved,lets see how their shipping goes.Until I have a bad experience I prefer to keep an open mind.I prefer to shop online.I do not care for stores. This is my first time using the company.I got quick service as far as getting approved,lets see how their shipping goes.Until I have a bad experience I prefer to keep an open mind.I prefer to shop online.I do not care for stores.

]]> By: Frustrated http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12550 Frustrated Wed, 12 Nov 2008 11:55:03 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12550 Ok can someone explain why my purchase got denied today. It was my first time ever using bill me later and I have an great credit score. Went to use the bill me later because of the promo no payments for 6 months no intrest blahhh blahhh. And it came back as use another payment option whats up with that? If I applied for a credit card at that store it would get approved so why does bill me later deny me credit. I have a feeling after reading these posts that a lot of people are going to be turned off by them due to this. As someone pointed out above if they think you are going to pay it off and they will not be getting thier intrest forget it they won't even consider you. Ok can someone explain why my purchase got denied today. It was my first time ever using bill me later and I have an great credit score. Went to use the bill me later because of the promo no payments for 6 months no intrest blahhh blahhh. And it came back as use another payment option whats up with that? If I applied for a credit card at that store it would get approved so why does bill me later deny me credit. I have a feeling after reading these posts that a lot of people are going to be turned off by them due to this. As someone pointed out above if they think you are going to pay it off and they will not be getting thier intrest forget it they won’t even consider you.

]]> By: Kristen Sullivan http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12547 Kristen Sullivan Tue, 11 Nov 2008 14:22:54 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12547 Hi you all - Thanks for all the great comments. Will you add your thoughts about Bill Me Later in our review section here? http://www.filife.com/reviews/bill-me-later-online-shopping-payment Thanks! Kristen Hi you all -

Thanks for all the great comments. Will you add your thoughts about Bill Me Later in our review section here?
http://www.filife.com/reviews/bill-me-later-online-shopping-payment

Thanks!
Kristen

]]> By: Emily http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12543 Emily Mon, 10 Nov 2008 04:51:58 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12543 DO NOT USE! DO NOT USE!

]]> By: Flieltejoig http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12299 Flieltejoig Tue, 21 Oct 2008 02:15:44 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12299 Hey, My Name is, Joseph Nice site, verry informative check out my site: http://ZYAYKY9Bh.spaces.live.com/ Hey,
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]]> By: Sharique http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12292 Sharique Fri, 17 Oct 2008 12:37:47 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12292 Can u plz let me know the fees structure used by Bill Me Later. I've mailed them but they replied back that they wont disclose these details unless u r a member of Bill Me Later. Can u plz let me know the fees structure used by Bill Me Later. I’ve mailed them but they replied back that they wont disclose these details unless u r a member of Bill Me Later.

]]> By: S Ellis http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12289 S Ellis Mon, 13 Oct 2008 16:55:11 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12289 To me, Bill Me Later is like a craps shot. You just never know what you're going to get. I have used the service and have had an account with them for over a year now. Whether or not my purchase gets approved though is a big gamble. I've had little purchases declined when I had no balance with them and a perfect payment record. It doesn't make sense. Then, a month or so later they will approve a larger purchase. Its a nice concept but its hard not to be able to depend on them as a payment method. To me, Bill Me Later is like a craps shot. You just never know what you’re going to get. I have used the service and have had an account with them for over a year now. Whether or not my purchase gets approved though is a big gamble. I’ve had little purchases declined when I had no balance with them and a perfect payment record. It doesn’t make sense. Then, a month or so later they will approve a larger purchase. Its a nice concept but its hard not to be able to depend on them as a payment method.

]]> By: Cynthia Bloise http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12106 Cynthia Bloise Mon, 08 Sep 2008 15:46:34 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12106 Billmelater has a real problem. I have been using it for approximately one year, usually with no incident. However, today I was declined a purchase. The manager said the decline was due to the purchase price being "too high based on spending patterns". Given that I have a low current balance, am up-to-date on payments, and have made far larger purchases on billmelater, I would like more of a rational answer about the decline. The manager assured me that everything is driven by the computer, so there is no way to increase the spending limit manually or check into further information about reason for decline. Wow...how's that for customer service? Billmelater has a real problem. I have been using it for approximately one year, usually with no incident. However, today I was declined a purchase. The manager said the decline was due to the purchase price being “too high based on spending patterns”. Given that I have a low current balance, am up-to-date on payments, and have made far larger purchases on billmelater, I would like more of a rational answer about the decline. The manager assured me that everything is driven by the computer, so there is no way to increase the spending limit manually or check into further information about reason for decline. Wow…how’s that for customer service?

]]> By: George http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12070 George Thu, 28 Aug 2008 18:56:49 +0000 http://blog.filife.com/bill-me-later-should-warn-users-of-its-credit-score-impact/#comment-12070 Thank you all for the eye opening information... I'll be sure not to use this system... For the people saying that it works for them--How do we know that you don't work for them...? George Thank you all for the eye opening information… I’ll be sure not to use this system… For the people saying that it works for them–How do we know that you don’t work for them…?

George

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