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	<title>Comments on: How to Freeze Your Credit Report</title>
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	<link>http://blog.filife.com/how-to-freeze-your-credit-report/</link>
	<description>A production of FiLife, a new personal-finance site that goes live later this year.</description>
	<pubDate>Tue, 07 Oct 2008 18:20:41 +0000</pubDate>
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		<title>By: Tammy</title>
		<link>http://blog.filife.com/how-to-freeze-your-credit-report/#comment-594</link>
		<dc:creator>Tammy</dc:creator>
		<pubDate>Thu, 17 Jan 2008 18:02:46 +0000</pubDate>
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		<description>So after a close call (a collection agency yelled at me on the phone -- I'm pretty sure it was a wrong number, but Ron made me fear identity theft), I began to investigate how to do this credit freeze thing, so I wouldn't have to stress next time I throw away an unshredded bank statement.  What you didn't mention in your post -- and I was shocked to discover -- is that I have to &lt;b&gt;PAY&lt;/b&gt; each one of these three services for the privilege of having them protect my money.  If I had &lt;i&gt;already&lt;/i&gt; been a victim of identity theft, I could freeze my credit report for free, but since I've thus far been safe (kinahora), I have to pay for continued safety.

This is totally offensive.  The credit industry made money by creating a problem, and now they're going to make &lt;i&gt;more&lt;/i&gt; money in making people pay to fix it?!?!  Arggggh!</description>
		<content:encoded><![CDATA[<p>So after a close call (a collection agency yelled at me on the phone &#8212; I&#8217;m pretty sure it was a wrong number, but Ron made me fear identity theft), I began to investigate how to do this credit freeze thing, so I wouldn&#8217;t have to stress next time I throw away an unshredded bank statement.  What you didn&#8217;t mention in your post &#8212; and I was shocked to discover &#8212; is that I have to <b>PAY</b> each one of these three services for the privilege of having them protect my money.  If I had <i>already</i> been a victim of identity theft, I could freeze my credit report for free, but since I&#8217;ve thus far been safe (kinahora), I have to pay for continued safety.</p>
<p>This is totally offensive.  The credit industry made money by creating a problem, and now they&#8217;re going to make <i>more</i> money in making people pay to fix it?!?!  Arggggh!</p>]]></content:encoded>
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		<title>By: steve Heideman</title>
		<link>http://blog.filife.com/how-to-freeze-your-credit-report/#comment-448</link>
		<dc:creator>steve Heideman</dc:creator>
		<pubDate>Fri, 21 Dec 2007 16:52:43 +0000</pubDate>
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		<description>Although, now he is Governor of California...I guess he was just biding his time. Pure Evil Genius!</description>
		<content:encoded><![CDATA[<p>Although, now he is Governor of California&#8230;I guess he was just biding his time. Pure Evil Genius!</p>]]></content:encoded>
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	<item>
		<title>By: steve Heideman</title>
		<link>http://blog.filife.com/how-to-freeze-your-credit-report/#comment-447</link>
		<dc:creator>steve Heideman</dc:creator>
		<pubDate>Fri, 21 Dec 2007 16:51:38 +0000</pubDate>
		<guid isPermaLink="false">http://blog.filife.com/how-to-freeze-your-credit-report/#comment-447</guid>
		<description>OUT OF LEFT FIELD:
Remember when Arnold Schwarzenegger played Mr. Freeze in the Batman movie? You know what I never understood--Before the accident, he was Dr. Fries--after the accident he is Mr. Freeze. Why the demotion?? Usually supervillans have delusions of granduer.</description>
		<content:encoded><![CDATA[<p>OUT OF LEFT FIELD:<br />
Remember when Arnold Schwarzenegger played Mr. Freeze in the Batman movie? You know what I never understood&#8211;Before the accident, he was Dr. Fries&#8211;after the accident he is Mr. Freeze. Why the demotion?? Usually supervillans have delusions of granduer.</p>]]></content:encoded>
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